Best credit cards if your FICO score is 750 and above overview
|Credit Card||Best For|
|Chase Sapphire Preferred® Card||Travel rewards|
|Capital One® Venture® Rewards Credit Card|
|Bank of America® Travel Rewards credit card||Travel rewards + no annual fee|
|Discover it® Miles|
|Capital One® Savor® Cash Rewards Credit Card||Cash rewards|
|Discover it® Cash Back|
|Capital One® Spark® Cash for Business||Business cash back|
|Discover it® Balance Transfer||Balance transfers|
|Chase Freedom Unlimited®||All around|
|Bank of America® Business Advantage Travel Rewards World Mastercard® credit card||Business travel rewards|
In-depth analysis of the best credit cards for excellent credit (750 FICO Score and above)
Best travel credit cards for people with excellent credit:
What we like:
A monster of an up-front bonus. 60,000 bonus points after spending $4,000 in the first three months
2x points per dollar spent on all travel and dining at restaurants, worldwide
Points are worth 25% more when you redeem travel through Chase Unlimited Rewards
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
What we like:
Earn a $200 cash bonus after spending $500 in the first three months.
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year and an unlimited 1.5% cash back on all other purchases.
0% intro APR on purchases for 15 months; then a variable APR of 14.99% – 23.74%
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn unlimited 1.5% cash back on all other purchases.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Annual fee:$95
- APR range: 15.99%-22.99% Variable
- Sign-up bonus: 60,000 bonus points when you spend $4,000 on purchases in the first three months (worth $600 cash, or $750 in travel)
- Rewards: 2X points on travel and dining; 1X points on all other purchases; 3 points per $1 spent on groceries through a special promotion expiring June 30, 2020. Applies to up to $1,500 per month in grocery expenses.
- Other features: $0 foreign transaction fees, transfer points to participating frequent travel programs on a one-for-one basis, trip cancellation insurance
Why the Chase Sapphire Preferred® Card is a good option for those with excellent credit
The Chase Sapphire Preferred® Card is a card well-suited for frequent travelers. And the current promotion with 3 points per $1 spent on groceries up to $1500 per month (expiring June 30, 2020) is a nice bonus as well.
How to use the Chase Sapphire Preferred® Card
If you pay your balance every month, you’ll never pay any interest expense. Then the rewards you’ll earn will be pure profit. You even get a break on the annual fee in the first year.
Why you might not want to consider the Chase Sapphire Preferred® Card
Once again, if you’re not a frequent traveler, this card won’t be the best choice for you.
- Annual fee: $0 intro for first year; $95 after that
- APR range: 17.24% - 24.49% (Variable)
- Sign-up bonus: 50,000 bonus miles once you spend $3,000 on purchases in the first three months (worth $500 in travel)
- Rewards: Unlimited 2X miles per dollar on every purchase, every day
- Other features: $0 foreign transaction fees, up to $100 application fee credit for Global Entry or TSA PreCheck, miles are good at any airline or hotel, with no blackout dates, no limit or expiration date on miles
Why the Capital One® Venture® Rewards Credit Card is a good option for those with excellent credit
The Capital One® Venture® Rewards Credit Card is very close to the other card in this category, but it also adds some valuable additional travel related benefits.
How to use the Capital One® Venture® Rewards Credit Card
This card is perfect for frequent travelers. And if you faithfully pay off your balance each month, you’ll never have to pay interest. It’ll be a total win in your favor.
Why you might not want to consider the Capital One® Venture® Rewards Credit Card
Again, this card is for frequent travelers. Bonus miles are redeemed in travel, and not for unrelated purchases.
Best travel credit cards with no annual fee:
- Annual fee: $0
- APR range: See Terms
- 0 percent introductory APR: See Terms for 12 billing cycles
- Sign-up bonus: 25,000 online bonus points for at least $1,000 in purchases in the first 90 days (worth $250 statement credit toward travel purchases)
- Rewards: Unlimited 1.5 points per $1 spent on all purchases, points redeemed for travel purchases
- Other features: 25 percent to 75 percent if you’re a preferred rewards client
Why the Bank of America® Travel Rewards credit card is a good option for those with excellent credit
The Bank of America® Travel Rewards credit card sign-on bonus and rewards aren’t quite as generous as the other three travel cards, but if paying an annual fee annoys you, this is your card.
How to use the Bank of America® Travel Rewards credit card
One of the advantages of this card is that the sign-on bonus can be obtained by spending just $1,000 in the first 90 days. That can easily be accomplished even if you’re not a heavy credit card user. There are additional benefits if you are an existing BofA customer. You’ll get generous enhancements of your bonus points if you are.
Why you might not want to consider the Bank of America® Travel Rewards credit card
Again, not a card recommended for non-travelers. You also have to be aware that the See Terms for 12 billing cycles on purchases could give you an incentive to run up a balance that may not be easily repaid when the introductory term is up. See card details/apply or read our Bank of America® Travel Rewards credit card review.
- Annual fee: $0
- APR range: See Terms
- See Terms Introductory APR: See Terms introductory APR on purchases for See Terms
- Sign-up bonus: Discover will match all miles earned at the end of your first year
- Rewards: Unlimited 1.5X miles for every dollar spent on purchases; any airline or hotel, no blackout dates; redeem miles as a statement credit toward travel purchases.
- Other features: $0 foreign transaction fee, Credit Scorecard with your FICO Credit Score, Social Security alerts, paying late won’t raise your APR, no late fee on your first late payment
Why the Discover it® Miles is a good option for those with excellent credit
Discover it® Miles is another great credit card for travel rewards, but it also is a great no annual fee card. You also get an intro See Terms See Terms APR on purchases, and a reduced APR on balance transfers.
How to use the Discover it® Miles
If you’re well acquainted with earning rewards, you’ll get a generous match in the first year. It’s an excellent offer if you plan on doing a lot of travel in the near future.
Why you might not want to consider the Discover it® Miles
You’ll have to work harder for this bonus than you will with other cards. The bonus is the match, and it will depend on the rewards you earn in the first year. See card details/apply or read our full Discover it® Miles review.
Best cash rewards credit cards:
- Annual fee: $0 intro for first year; $95 after that
- APR range: 15.99% - 24.99% (Variable)
- 0 percent introductory APR: Not offered
- Sign-on bonus offer: $300 in cash rewards after spending $3,000 on purchases within the first three months of opening their account
- Rewards: 4 percent on all dining payments; 2 percent cash back at the grocery store, and 1 percent on all other purchases
- Other features: You’ll become member of the World Elite MasterCard® Club
Why Capital One® Savor® Cash Rewards Credit Card is a good option for those with good/excellent credit
The Capital One® Savor® Cash Rewards Credit Card is a great card for frequent diners. But, the sign-up reward is where this card shines. You can earn $300 in cash rewards after spending $3,000 on purchases within the first three months of opening their account.
How to use the Capital One® Savor® Cash Rewards Credit Card
You can make up for the annual fee if you dine out on a regular basis, or by using your Capital One® Savor® to buy groceries.
Why you might not want to consider Capital One® Savor® Cash Rewards Credit Card
If you don’t dine out frequently, you’d be better served with a cash back card that offers rewards in different categories. See card details or read our full Capital One® Savor® Cash Rewards Credit Card review.
Disclaimer – The information about the Chase Freedom® has been collected independently by fzcjhy.com. The card details have not been reviewed or approved by the card issuer.
- Annual fee: None
- APR range: 16.49% - 25.24% Variable
- 0 percent introductory APR: 0% Intro APR on Purchases for 15 months
- Sign-up bonus: $150 bonus after spending $500 on purchases in the first three months
- Rewards: 5 percent cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate; unlimited 1 percent cash back on all other purchases
- Other features: Free credit score, purchase protection for up to $500 per claim for damage or theft within 100 days of purchase
Why the Chase Freedom® is a good option for those with excellent credit
The upfront bonus for Chase Freedom® isn’t as generous as other cards on this list. But the offset is that it’s much easier to qualify for, and you’ll have a 0 percent APR for the first 15 months on both purchases and balance transfers.
How to use the Chase Freedom®
This cash back bonus on this card is very easy to qualify for. $150 on $500 in purchases is like getting a 30 percent discount on whatever you buy. Throw in the 5 percent cash back (worth up to $75 per quarter) in bonus categories, plus 1 percent on all other purchases, and this card can save you serious money in the first year, and every year thereafter.
Why you might not want to consider the Chase Freedom®
This is the type of card that can make it very easy to run up a big balance in the first 15 months. You’ll have to have the kind of self-control that will enable you to pay off that balance when the 0 percent introductory offer ends. If you don’t, you might want to avoid this card. See card details/apply or read our full Chase Freedom® review.
- Annual fee: None
- APR range: See Terms
- See Terms Introductory APR: See Terms introductory APR for See Terms on purchases and balance transfers
- Sign-up bonus: Discover will match all cash back earned at the end of the first year, with no limit on how much is matched
- Rewards: 5 percent cash back on rotating quarterly categories. Max spend per quarter is $1,500, activation required. Unlimited 1 percent cash back on all other purchases
- Other features: Free FICO Credit Score
Why the Discover it® Cash Back is a good option for those with excellent credit
Discover it® Cash Back not only provides generous cash back rewards, but they also throw in an extended See Terms introductory APR on both purchases and balance transfers.
How to use Discover it® Cash Back
See Terms of See Terms APR on purchases will make it easy to spend money on this card. Not only will you have an intro APR, but you’ll also be building up cash back rewards—which will be matched at year-end.
Why you might not want to consider the Discover it® Cash Back
The Cash Back Match™ could have you spending aggressively in the first year. If you’re able to pay off your balance each month, that won’t be a problem. But if you can’t, you can run up a large credit card balance with this offer. See card details/apply or read our full Discover it® Cash Back review.
Best business credit cards for people with excellent credit
- Annual fee: $0 intro for first year; $95 after that
- APR range: 18.49% (Variable)
- Sign-up bonus: $500 cash bonus after spending $4,500 on purchases in the first three months
- Rewards: Unlimited 2 percent cash rewards on every purchase
- Other features: Employee cards available at no additional cost, and earn rewards for business spending, no balance transfer fee
Why the Capital One® Spark® Cash for Business is a good option for those with excellent credit
The Capital One® Spark® Cash for Business takes top honors in this category because it’s designed specifically for business use. You can even get additional cards for your employees, whose purchases will also contribute toward cash back rewards.
How to use the Capital One® Spark® Cash for Business
The sign-on bonus of $500 cash back is one THE most generous in the credit card industry. You should be able to qualify easily for the $4,500 in purchases, since it will be used in connection with your business. Unlimited 2 percent cash back on all other purchases means you’ll be getting a two percent discount on everything you buy using the card. That’ll be a pure discount if you pay off the balance each month, and avoid interest expense.
Why you might not want to consider the Capital One® Spark® Cash for Business
This is a card or designed specifically for businesses, so if you’re not self-employed you probably won’t be interested. See card details/apply or read our full Capital One® Spark® Cash for Business review.
Best balance transfer credit cards:
- Annual fee: None
- APR range: See Terms
- See Terms Introductory APR: See Terms for See Terms on balance transfers; See Terms for See Terms on purchases
- Sign-up bonus: Discover will match all cashback earned at the end of your first year.
- Rewards: Earn 5 percent cash back at different places each quarter, like gas stations, grocery stores, restaurants and more. Max spend per quarter is $1,500 and activation is required; earn unlimited 1 percent cash back on all other purchases.
- Other features: Credit Scorecard with your FICO Credit Score, Social Security alerts.
Why the Discover it® Balance Transfer is a good option for those with excellent credit
Discover it® Balance Transfer offers a very generous introductory APR on balance transfers for See Terms. That plus the generous cashback arrangement make this card worth consideration for anyone.
How to use the Discover it® Balance Transfer
This card might be THE best balance transfer card available. Not just because of the introductory offer, but also because there’s no annual fee and very generous cashback rewards. And since it’s cash back, you don’t have to be a frequent traveler to get the best benefit.
Why you might not want to consider the Discover it® Balance Transfer
This card is slightly less attractive if you don’t have credit card balances to transfer. But it’s still an excellent card, due to the combination of no annual fee, generous rewards, and cash, rather than travel benefits. See card details/apply or read our full Discover it® Balance Transfer review.
Best all-around credit card:
- Annual fee: $0
- APR range: 14.99 - 23.74% Variable
- 0 percent introductory APR: 15 months on purchases
- Sign-on bonus offer: $200 cash back after spending $500 in the first three months
- Rewards: 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year and an unlimited 1.5% cash back on all other purchases.
- Other features: Cash rewards don’t expire and you can redeem them at any time
Why the Chase Freedom Unlimited® is a good option for those with excellent credit
If you don’t want an annual fee, want great rewards, and a decent 0% intro, the Chase Freedom Unlimited® is perfect.
It’s meant for cardholders that are looking for a great card all-around.
How to use Chase Freedom Unlimited®
If you need to put a purchase on your card, the 15 month of interest free payments could help you pay it off in full quickly. Plus, you can use your card for ALL purchases and earn cash back.
Why you might not want to consider the Chase Freedom Unlimited®
1.5% cash back is straightforward cash back earning, with the grocery store promotion AND $200 in cash back; it’s an awesome all around card.
Best card for business travel rewards:
- Annual fee: $0.00
- APR range: See Terms
- 0 percent introductory APR: 9 billing cycles on purchases
- Sign-on bonus offer: Complete at least $3,000 in purchases within 90 days of opening your card account, and you’ll earn 30,000 points, good for a $300 statement credit toward your next travel purchase
- Rewards: 1.5 points per dollar spent on all purchases, all the time
- Other features: Your points can be enhanced by between 25% and 75% if you are also a Bank of America Preferred Rewards for Business member.
Why the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card®is a good option for those with excellent credit
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card® by far truly amazing travel rewards: when you spend just $3,000 in purchases within 90 days of opening up your account, you will earn 30,000 points which is good for a $300 statement credit in travel purchases.
How to use the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card®
This card is perfect for frequent travelers because you’ll earn 1.5 points on every dollar spent. And if you want to get the most value in the travel category of things, book your travel through the Bank of America Travel Center so you’ll earn 3X points on every dollar spent!
Why you might not want to consider the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card®
There are not a lot of reasons not to get this card, especially since there is no annual fee and the rewards redemptions options are flexible. Truthfully, in my book this card is a big winner.
How we came up with this list
We used six criteria to come up with our list of the best credit cards if your FICO Score is 750 and above.
- Annual fee
- APR range
- 0 percent introductory APR
- Sign-up bonus offer
- Other features
The cards we selected offer the best combination of these features, even if each doesn’t offer all six.
What is excellent credit?
According to Experian, a FICO Score of 750 and above falls into both the “very good” and “exceptional” classifications. But don’t worry—if your FICO Score is 750 and above, lenders will generally consider you to have excellent credit.
How to find the best credit cards if your FICO score is 750 and above
If you’re FICO Score is 750 and above, it’s likely the credit card offers are coming directly to you—unless of course you’ve opted out of receiving offers. But coming to a guide like this one is the best way to select the right credit card for you. It’ll provide you the opportunity to see the benefits available from various cards so you can then select the one that will work best for you.
For example, we’ve broken the best credit cards out by specific features, like balance transfers, rewards, and travel rewards. If you’re disciplined with your credit card usage—and you probably are with a credit score that high—the credit card offer you select will enable you to save real money, without costing you anything on a net basis.
What factors affect your credit score?
Your credit score is comprised of five factors: payment history, amounts owed, length of credit history, new credit, and credit mix, as this screenshot from myFico.com shows. If your FICO Score is 750 and above, there’s a good chance your credit report contains no derogatory information. That means you’re perfect when it comes to payment history.
Your credit utilization ratio is also most likely in a very desirable range. That means you have total outstanding credit card balances of 30 percent or less of your total credit card limits. Even so, you’ll want to keep a close eye on this ratio. As it moves above 30 percent, it begins to negatively impact your credit score. And if you’re in the excellent credit score range, that can be easier to do than you might think.
Most important features of credit cards for excellent credit
Let’s take a deeper look at the six criteria listed above.
Annual Percentage Rate—APR
APR is typically presented as a range for each credit card. Surprisingly, that range doesn’t vary much between average, good/excellent, and excellent credit. But while you’ll be most likely to pay or near the high end of the APR range in the other two credit score categories, you’ll most likely get at or near the best rate offered with a FICO Score of 750 and above. For example, if the APR range is 14.74 percent to 24.74 percent, you should fully expect to get a rate of 14.74 percent, or only slightly above.
The annual fee
With a FICO score of 750 and above, you’ll have a choice to pay an annual fee or not to. We’ve included cards with annual fees and no fees. If a card with an annual fee has more generous rewards than one without the fee, you might be better off with a card that has the fee.
0 percent introductory APR
Even among credit cards for excellent credit, this benefit—though common—isn’t automatic. It may be the primary benefit on one card, and a secondary benefit on another. The typical time frame on a 0 percent introductory APR is between 12 months and 18 months. One issue to be aware of is when a 0 percent introductory APR offers apply to purchases. It’s an attempt by the credit card issuer to get you to run up a balance, which is something you should avoid. After all, the 0 percent offer is temporary, and interest will eventually be applied to the remaining balance.
Sign-up bonus offer
Virtually all credit cards included in this guide offer some type of sign-up bonus. It can be a cash bonus (usually in the form of a credit statement), extra travel rewards, or some type of cash back match.
These are common offers on credit cards for excellent credit, and you should fully expect to get some sort of upfront bonus. Just be careful you don’t get overly concerned with the sign-on bonus and ignore the ongoing rewards program.
Unless you’re taking a card specifically to get the sign-on bonus, you should generally look more closely at the ongoing rewards.
These can take different forms. Some are actual cash rewards that may pay between one and two percent of your purchases. There may also be select categories with more generous cash back.
For example, a card may offer five percent cash back for certain spending categories. Most typically, the higher cash back offer works on a rotating basis, with the category changing each quarter.
Other cards offer either points or miles, usually toward travel. If you’re a frequent traveler, this kind of arrangement may work better for you. But if you’re not, it will be better to go with a cash back card. The rewards can be spent on more flexible categories than just travel.
Additional card benefits
There are certain benefits that are common to nearly all cards. These can include:
- $0 fraud liability for unized charges
- collision damage waiver on car rentals
- purchase protection
- free credit scores
What to do before applying for a credit card if your FICO score is 750 and above
Check your credit
You should get a copy of your credit report, as well as your credit score, before making application for any type of loan, including a credit card. The credit score itself may be less important than any potential issues on your credit report.
Credit card issuers in particular may be more interested in the specifics of your credit, than your actual credit score. By reviewing a copy of your credit report beforehand, you’ll avoid surprises during application.
We recommend monitoring your credit on a regular basis. The best way to do this is by using free credit score providers.
Research available cards for your credit score
You may be getting credit card offers all the time, due to your excellent credit. But the only way to know if a credit card is a legitimately good offer is to compare it with other credit cards. You’ve got that taken care of by coming to this guide.
Don’t apply for multiple credit cards
The best reason to avoid this practice is because you don’t need to. If your FICO Score is 750 and above, approval is practically guaranteed.
It’s just a matter of selecting the card that will work best for you. You should also be aware that applying for multiple credit cards won’t necessarily improve your chances of success.
One reason a credit card issuer may reject your application is that too many inquiries on your credit report could be an indication you’re looking to build up your credit availability in a hurry.
They may still approve your application, but it might be with a very low credit limit.
Credit card situations to consider if you have excellent credit
There are a few factors that come into play with the excellent credit range.
Rewards should match your spending
If a credit card offers particularly generous rewards in a specific spending category, make sure that’s a category you generally do spend money in. It will do little good to take a card with five percent cash back rewards that you won’t take advantage of.
Cash back vs. rewards points or miles
Rewards come in three flavors: cash back, points, and miles.
When to use points or miles
Points and miles are typically associated with travel rewards. Once again, if you’re a frequent traveler, this type of rewards package will be attractive. Understand that it’s typical with travel rewards that they’re primarily earned through travel purchases, and redeemed in the same category.
When to use cash back
If you’re not a frequent traveler, cash back rewards are definitely the way to go. You can generally earn them through regular purchase activity, and redeem them for cash, or a statement credit (which can be applied in a number of ways).
Between the two, cashback is the more flexible reward type. If you’re not sure which way to go, this is probably the one you should choose.
Frequent credit card use is required to take full advantage of rewards
If you mainly use a credit card for convenience, you may not be in a position to take full advantage of either a sign-on bonus for ongoing rewards. They work best for people who are regular credit card users.
How to properly use a credit card for excellent credit
If you have excellent credit, there should be two primary goals in using any credit card:
- To maximize rewards and benefits to make sure the card is paying you, rather than the other way around.
- To not do anything that will hurt your credit score.
To make those happen, we recommend these practices when using your credit card:
Pay your balance in full each month
If a card is paying two percent cash back on all purchases, that’s a true benefit. But the benefit will be maximized if you pay off your balance in full each month. That will eliminate interest payments, that can reduce or exceed your card benefits.
Charge no more than you can easily repay when the bill comes in
This can be a real issue with a credit card with very generous rewards. The credit card company is offering those rewards to incentivize your use of the card. If you get carried away, a balance can begin to build. Set a monthly credit card budget—based on a number you are able to comfortably pay off each month. Don’t exceed it, otherwise you risk carrying a balance and incurring interest.
Watch out for high-spend credit cards
Credit card issuers make the most money on people who make frequent use of their cards and carry large balances. They’ll use a combination of high credit limits, generous rewards, and a 0 percent APR introductory offer. This is an outcome you must resist. If the combination of the above three benefits cause you to run your card balance up to $10,000, and you have an interest rate of 20 percent, you’ll be paying $2,000 per year in interest, at least once the 0 percent introductory offer term ends. Self-control is absolutely critical with high spend credit cards.
Don’t get caught in the balance transfer trap
Many cards in this credit score range come with a 0 percent introductory APR. Those offers are designed to get you to transfer balances from other credit cards. But tread lightly.
There are high fees
Balance transfer offers come with balance transfer fees. They range between three percent to five percent of the amount transferred. A $20,000 balance transferred at five percent will see you paying a $1,000 balance transfer fee. That will at least partially offset the 0 percent APR offer.
You could put more than you can pay off on the card
Such offers also encourage you to carry large balances. After all, since you’re not paying any interest on the balance, you may decide to keep it outstanding for the full introductory term.
If something happens that keeps you from paying off the balance at the end of the term, it will be subject to interest charges. Be sure to pay off any balance transfers within the term of the 0 percent APR.
How to maintain your credit
If your credit score is say, 765, there’s not a whole lot of benefit moving it up to 785. But there’ll be plenty of incentive to keep it at least as high as it is. To do that, make the following part of your regular credit habits:
Monitor your credit score regularly
Credit scores fluctuate, which is totally normal. But you’ll certainly want to investigate any significant changes. If your score falls by 20 points or more, you’ll need to know what the cause is.
The only way to do that is by monitoring your credit score on a regular basis. You don’t have to become obsessive about this, but knowing where it is on a monthly basis will alert you of any problems. You can then correct them immediately, which will prevent so much time from passing that you lose the options to do so.
Pay ALL your bills on-time
Even with a very high credit score, a single late payment could cause your credit score drop significantly. Recent late payments have a bigger impact than older ones. You can do this by setting up automatic debits to virtually eliminate any possibility of a late payment.
FAQs on Best Credit Cards if Your FICO Score is over 750
If my FICO Score is already over 750, what can I do to move over 800?
What’s more important, rewards or a 0 percent APR introductory offer?
Why do you put so much emphasis on paying off your balance each month?
Can a credit card issuer change or eliminate my rewards?
If my FICO Score is 750 and above, why do I see APRs of 20+ percent?
- Best Credit Cards If Your FICO Score Is 700 To 749
- Best Credit Cards If Your FICO Score Is 650 To 699
- Best Credit Cards If Your FICO Score Is 600 To 649
- Best Credit Cards If Your FICO Score Is Below 599
Note: According to our research, these credit cards offer the best chance of approval for applicants with credit scores of 750, 751, 752, 753, 754, 755, 756, 757, 758, 759, 760, 761, 762, 763, 764, 765, 766, 767, 768, 769, 770, 771, 772, 778, 779, 775, 776, 777, 778, 779, 780, 781, 782, 783, 784, 785, 786, 787, 788, 789, 790, 791, 792, 793, 794, 795, 796, 797, 798, 799, 800, 801, 802, 803, 804, 805, 806, 807, 808, 809, 810, 811, 812, 813, 814, 815, 816, 817, 818, 819, 820, 821, 822, 823, 824, 825, 826, 827, 828, 829, 830, 831, 832, 833, 834, 835, 836, 837, 838, 839, 840, 841, 842, 843, 844, 845, 846, 847, 848, 849 and 850. This does not mean guaranteed approval as credit decisions take into factors other than FICO score.